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1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.《战利品》由杨和哈伯德创作、撰写和执行。鲁道夫·executive（RudolphExecutive）与娜塔莎·莱昂内（NatashaLyonne）和丹妮尔·伦弗鲁·贝伦斯（DanielleRenfrewBehrens）一起制作动物图片。《3艺》的戴夫·贝基也担任执行制片人。Loot由环球影城集团旗下的环球电视台为苹果制作。在吕馨的凝视下，陈启有些无奈的说道：好了。民国十四年以后，从英国留学归来的纨绔公子路垚凭借其超高智商和推理能力，被身手不凡的巡捕房探长乔楚生邀请做探案顾问，之后二人又携手正义感爆棚的女记者白幼宁组成侦探小分队，侦破了一个个看似诡谲蹊跷的命案，性格迥异的三人在乱世中坚守正义，维系社会安定。佐仓七濑（上白石萌音饰）因偶然发生的事情与命中注定的医生相遇，并坠入爱河。5年后成为护士的她如愿以偿与医生重逢，憧憬的医生天堂浬（佐藤健饰）却与想象中的人完全不同，是名被人称为“魔王”的毒舌超抖S医生。《蓝猫启蒙英语》遵循儿童语言学习的规律及遗忘曲线的理论,精选巾近幼儿生活的100句英语口语及经典的英语儿歌。由深受孩子们喜爱的蓝猫带着孩子们进入恐龙世界,深入海洋之底,快乐旅行中能很好地激发初学英语的儿童对英语学习的兴趣,让孩子在主动学习中完成基础英语的启蒙教...　　小铃对悟志恨之入骨，她甚至不惜纵火想要除掉悟志，然而，计划失败了，小铃将一切责任和过错推到了悟志的身上，使悟志面临着牢狱之灾。无家可归的小铃被送往了舅舅家借住，没想到心胸狭窄的舅妈视其为眼中钉肉中刺，表姐更是对小铃恶颜相向。如同汹涌王洋之中漂泊的一叶孤舟，小铃不知道自己的未来究竟在何处。