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我觉得，眼下就算板栗哥哥把我丢进猪圈。1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.《犯罪心理》第十一季正式续订。讲述了美国联邦调查局总部下属的行为分析科部门（简称“BAU”）中，行为分析师们剖析最棘手的案件，分析凶手的心理和作案特征，并在他们再次施暴前预测出他们的下一步行动，协助当地警察捉拿凶手。唐僧师徒取经路上，偶遇私自下凡的精灵神灯紫霞与青霞，二人一正一邪，紫霞去追寻心中崇拜的大圣，青霞却想吃唐僧肉增加法力。一日，唐僧和沙僧都被抓，猪八戒趁机而逃，正在外化斋的孙悟空救了受伤的紫霞，后来发现师父不见，误以为自己受了调虎离山之计。于是，孙悟空开始了佛与魔的较量，一段浪漫爱情故事也从此展开…十三岁的黎璃在进入初中的第一天就注意到了这个帅气且玩世不恭的少年裴尚轩，他像一缕阳光温暖了黎璃的生活。这对相貌平凡的女生与外表英俊的男生，品学兼优的女生与成绩倒数的男生之间注定不会是令人羡慕的佳偶天成。公元2035年，是人和机器人和谐相处的社会，智能机器人作为最好的生产工具和人类伙伴，逐渐深入人类生活的各个领域，而由于机器人“三大法则”的限制，人类对机器人充满信任，很多机器人甚至已经成为家庭成员。5. 将会出现一些新面孔 。