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Generally, they do not participate in the audit and have no contract with the borrower, but only a creditor's rights transfer contract with Yixin's third party. In this way, lenders will have great risks. Therefore, in order to protect the loan safety of the lender, Yixin promised in the contract with the lender that in case the loan is not repaid, Yixin will pay the insurance money withdrawn by the company to compensate all the principal and interest of the lender. This is the biggest guarantee for the lender. Risk control is a powerful guarantee for repayment. Yixin's decentralized loan and monthly repayment system have ensured effective repayment to a greater extent. In addition, Yixin requires a face-to-face meeting when reviewing the borrower. Therefore, Yixin has set up offices in 15 cities, one of its purposes is to meet with instant noodles. In the face-to-face meeting, I personally presented the original of various certificates and asked about the use of the certificates in person, thus better ensuring the authenticity of the borrower. Judging from its strong control over the lending process, Yixin is mainly a way for P2P enterprises to determine the interest rate of borrowers according to their credit rating, so Yixin belongs to composite intermediary P2P. Qingdao Model: Mortgage and Guarantee Model伟齐（安七炫）和敏真（黎一萱），两个同样为爱执著而勇敢的人，本应是青梅竹马男才女貌的他们在儿时彼此遇见却又错过。一只银镯子似乎在冥冥之中牵引着他们，让他们重新一次次的遇见，误会，分开，再重遇。敏真坚持着父母对乡村学校的理想和责任，在精神上十分富足；伟齐担负着家族一直以来的事业和成就，在物质上十分富足。敏真简单的生活与伟齐奢侈的环境好像两极那样不同，但是敏真的快乐单纯却感染了伟齐，让他不再屈从命运的摆布，让他从浮华却不快乐的生活中解脱出来。而伟齐的坚定也给了敏真爱的勇气，灰姑娘的幸福最终掌握在谁的手中?这样的爱情会是泡沫还是真实？其实真正需要去面对的不是世俗的眼光，而是彼此心底的那份信任和默契。音（kob饰演）自小家境贫寒，父亲嗜赌如命，经常背负一身赌债，又让可怜的音、哥哥和母亲赚钱还债，没有钱去赌博的时候，父亲经常暴打母亲。一次，父亲将母亲辛辛苦苦劳作挣来的钱又输得精光，回家后，父亲决定将音卖给悦夫人为奴隶，15岁的音由此沦为悦夫人的奴仆。悦夫人让一名叫发的老女奴调教音，3年后，音已经不再是当年肮脏邋遢的小女孩，出落为亭亭玉立的大姑娘，悦夫人便让音到大房伺候。由于音相貌出众，20岁的时候，成为了王爷的另一名小妾。音从没有忘记自己是奴隶，而能够获得王爷的恩宠全是悦夫人悉心照顾，因此音全心全意服侍王爷和夫人，她对王爷越真心，王爷对她也就越宠爱，引起其他小妾们嫉妒和不满。音谦虚谨慎地伺候着她的主子，悦夫人怜爱她更甚于其他小妾。王爷和悦夫人结婚多年，但一直膝下无子，王爷的另一位小妾名叫莎丽，和悦夫人争斗多年，眼见悦夫人用音笼络王爷，莎丽也将自己的表妹叫奔密推荐给王爷。本片讲述的是面对恋爱、结婚、出轨等问题动摇的女性心理和纠葛的故事。原作于1983年开始连载，电视剧中将时代设定改为令和。剧中讲述，在法国加莱，有一批来自伊拉克库尔德地区的难民，他们遭受着绝大多数法国人的提防和排挤，热衷于足球的17岁比拉尔就是这些难民中的一个。Re-visit hot events and try to dig out more complicated social feelings after the news cools down. The parties concerned are not simply praised or criticized, but are described in a more three-dimensional way, which finally shows the far-reaching and cruel influence of this social event.这些可以说完全是在意料之中的。