1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.The user clicks on the screen to generate a MotionEvent马来西亚姑娘唐音父母双亡，被中国父亲收养，在中国音乐学院学习小提琴。唐音与养父之子章乐青梅竹马，一起在音乐声中长大。在繁忙的学习、生活中，他们之间产生了爱情。一次偶然的机会，他们发现唐音在马来西亚还有一个双胞胎姐妹汀娜。经历了一件件既巧合又离奇的事情后，这一对情侣不仅爱情受到了严峻的考验，在音乐的追求上，也遇到了种种坎坷。最后，在他们锲而不舍的努力之下，事业大获成功，有情人也终成眷属。唐音自幼被章乐的父亲、唱片公司制作人章怀恩收养。她是个粗心大意、丢三落四的女孩，唯一和别人不一样的，就是音乐课成绩特别好。音乐造诣很高的章怀恩明知唐音有天赋，却坚决不让她拉小提琴。章乐对唐音心存好感，唐音的善良和灿烂的笑容总让他感动。唐音听从章怀恩的意志，去报考了其他专业。章乐深知唐音的音乐表现力，要她一定不能放弃小提琴，一切由他来安排。章怀恩的前女友在留学时被唐音的生父、一个马来留学生的音乐天赋吸引，离开了他。唐音身上具备了父亲的天才，这让他又爱又恨。同学蓝岚向章乐真情表白，两人成了情侣。但章乐总觉得若有故事描述推土车司机阿成(尔冬升)，在工作时忽遇地陷而堕入一地下古庙，无意中成为油纸伞妖(钟楚红)的主人，她更将自己现身的秘密及超凡的法力告知阿成。地盘工目凡叔(冯淬帆)嗜赌，欠下恶少(伊雷)高利贷，更垂涎凡叔之女美色，近凡叔以女还债；成得悉遂请伞妖戏弄恶少，更暗助凡叔在赌场获胜，清还债项。惟此神伞之秘密为恶少发现……透过几个「新牌」律师和他们师傅的经历，描述香港近年的社会变化和面临的衝击。以打刑事案著称的大律师范小宇（黄智贤）和饶力宏（关礼杰）认识多年却面和心不和；加上小宇的分居妻子莫希莱（王君馨）后来搭上了力宏，令小宇和力宏这对冤家更加纠纒不清。小宇和力宏的徒弟们各有生存之道，有人坚守原则、有人甘愿减价，有人仰赖昔日人脉、有人凭藉父荫，也有人信靠门面工夫。1911年10月30日，蔡锷在云南发动重九起义，响应武昌起义，大清朝终于在众多有识之士的努力下，落下了帷幕。重九起义两年之后，蔡锷被临时大总统袁世凯调到北京，多方势力角逐，危机始终围绕蔡锷。蔡锷为麻痹袁世凯，将自己扮成风流军人，并且结识了京城名妓小凤仙，在确认袁世凯一心称帝的真面目后，蔡锷下定决心反袁。在各方人士的协助下，蔡锷逃离北京，回到云南，发动了声讨袁世凯复辟的护国起义该剧围绕赌场风云的澳门，尔虞我诈的商界，市井小民的琐碎，灯红酒绿下的情感抉择，燃情岁月下的创业奋斗，世态炎凉下的逐梦之旅，讲述了各种人生际遇下的起伏悲欢。立淇担纲主演。刘立淇曾经演绎过《仁者无敌》的“萧鱼”，《爱在苍茫大地》的沈儒云，《射雕英雄传》的白发瑛姑，《武林外传》中的女店主金湘玉等，成功塑造过多样角色类型的刘立淇，每一次用心诠释品味角色赋予的生命力，得到了业界的一致好评与观众的喜欢。 在《青春不言败》里，立淇华丽变身，饰演一位命运多舛、迷倒众生，坚强独立、聪慧伶俐、敢爱敢恨的当红女歌星阿红。在戏中，阿红(刘立淇饰)获得了阿坚以及公子吴祖智的爱慕，众人的倾慕与垂涎，成为熠熠生辉万人瞩目的当红女歌，但是她并没有迷失，坚持自己的所爱。刘立淇有着一副天籁般的嗓音，窈窕的曲线身材，修长的美腿，清丽雅致的面容，以及一翦秋水般明澈的双瞳，将当红女星阿红饰演得楚楚动人，如梨花带雨，荷香轻飘，巧笑盼兮，感染与震撼力不仅仅让剧中人所倾倒，也使得观众将为之着迷。
