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The students. They may have been able to enter the threshold of university with the help of the state and society, but they do not have the money to buy computers, participate in more education and training, etc., and Qifang Network provides this loan method with negotiable interest, which broadens the channels for loans. Qi Fang's risk control has the following three characteristics: decentralized loans, strict examination and risk sharing. Decentralized loans are the common characteristics of these models. Strict examination means that students need to pass five related certifications before releasing help-seeking information: website ID card authentication, mobile phone authentication, bank account authentication, e-mail authentication and student ID card authentication. After passing five certifications, the student's identity can be determined. Risk sharing is mainly due to the fact that Qi Fang's borrowing targets come from universities that cooperate with Qi Fang, such as Chengdu College of Sichuan University and Ningxia Normal University. Schools and Qi Fang share risks. In this way, we can not only better find the right loan recipients and provide the real and effective evaluation of the loan recipients, but also make it easy for students to find loans through Qi Fang, and also avoid the risks of lenders. When the loan is established, the money will not be directly transferred to the student's bank account, but will be transferred to the account of the school where the student is located, and then the school will send the money to the borrowing student, thus ensuring the real use of the loan. Qi Fang's profits come from three sources: first, the service fee, which is about 2%. The second is online advertising revenue. The third is the commission of training tuition income. This is a more distinctive point. Through cooperation with training institutions or enterprises, Qi Fang not only provides assistance to college students who cannot afford training expenses or enterprise training, but also shares it from the tuition income of training institutions. Qi FangBaidu Internet Disk https://pan.baidu.com/s/1skZQPcT　　该剧将深入剖析当代的「妈妈文化」，主人公Kate（Catherine Reitman）和Anne（Dani Kind） 已经做了一辈子朋友。Kate是个温和、务实的公关经理，Anne则是个严肃的心理医生。她们在一个妈妈互助小组中遇到了可爱但胆怯的Jenny（Jessalyn Wanlim）和生活混乱的Frankie（Juno Rinaldi）。四个女人很快组成闺蜜小圈子，并且建立起不靠谱的友谊。该剧将展现这四个都市妈妈最原始、最真实的一面，展现她们的爱情、事业和为母之道。她们要面对讨厌的同事、永远不知满足的孩子、产后抑郁症，甚至性欲的「第二春」，但她们选择用幽默和尊严来度过每一天。田荣更是气不打一处来，厉声追问道：下令让大军反扑的事情，是不是范文轲的主意？的。二房是胡镇家。丹尼尔·雷德克里夫将参演动作惊悚片《困兽之斗》(Beasts of Burden，暂译)，瑞典导演贾斯珀·加斯兰特执导。影片聚焦一名试图运输毒品出境的飞行员，而他将面临四面楚歌的境地。不过蒲俊相信尹旭一定会付诸实践的。