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3 奶奶不过睹物思人，触景生情，难免伤心。Accidental Master of Blind Chess//076Data show that there were more than 6,000 companies engaged in private lending intermediary business when P2P platforms were in hot demand in China. After three years of survival of the fittest, according to incomplete statistics, there are only 1,958 platforms left. It can be predicted that the number of P2P platforms will continue to decrease. At present, some financial intermediary companies in Yixin, Auction, Qifang and Qingdao are relatively recognized. The following is a typical analysis of these P2P enterprises. Auction and loan: unsecured and unsecured mode. Auction and loan was established in Shanghai in 2007. It is a typical P2P online credit platform in China and can be used as a typical sample of P2P websites in China. Auction and loan use competitive bidding to realize the online lending process. The loan interest rate is determined by the supply and demand market of the borrower and the bidder. The enterprise does not charge other fees, and the main profit comes from service fees. The main process is as follows: the borrower releases the loan information, lists the relevant information such as the reason and amount of the loan, and gives the highest interest rate. Investors participate in the bidding, and the person with the lower interest rate wins the bid. The web page will show the borrower's loan progress and the number of bids completed. If the total amount of bid funds meets the needs of the borrower during the fund raising period, his loan will be declared successful. If the required funds cannot be raised within the prescribed time limit, the loan plan will be suspended. This mode of risk control has two characteristics:Then we will write the Hero function. The code is as follows:Find the learning community: Because a large amount of knowledge exists in the practice of the learning community, not in books, effective learning is not to close the door and practice hard, but to find your own learning group. For example, programmers practice programming on websites like GitHub.