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What I lack is this attack?Generally, they do not participate in the audit and have no contract with the borrower, but only a creditor's rights transfer contract with Yixin's third party. In this way, lenders will have great risks. Therefore, in order to protect the loan safety of the lender, Yixin promised in the contract with the lender that in case the loan is not repaid, Yixin will pay the insurance money withdrawn by the company to compensate all the principal and interest of the lender. This is the biggest guarantee for the lender. Risk control is a powerful guarantee for repayment. Yixin's decentralized loan and monthly repayment system have ensured effective repayment to a greater extent. In addition, Yixin requires a face-to-face meeting when reviewing the borrower. Therefore, Yixin has set up offices in 15 cities, one of its purposes is to meet with instant noodles. In the face-to-face meeting, I personally presented the original of various certificates and asked about the use of the certificates in person, thus better ensuring the authenticity of the borrower. Judging from its strong control over the lending process, Yixin is mainly a way for P2P enterprises to determine the interest rate of borrowers according to their credit rating, so Yixin belongs to composite intermediary P2P. Qingdao Model: Mortgage and Guarantee Model/congratulateEditor's Note: This article is transferred from WeChat's public number "KMCenter for Knowledge Management" (KMCenter). The author is Tian Zhigang, a well-known knowledge management expert, who is the author of "Your Knowledge Needs Management". The content of this article is the material of "How to Become an Expert". 36 Krypton is authorize to forward.友達登録 深田恭子 山口リエCBS网络平台宣布续订今年的新剧#阴阳魔界##The Twilight Zone#第二季。