Undertake. Yixin Model: Unsecured Guaranteed Model Yixin Company was established in Beijing in 2006 and then launched P2P Platform for Yiren Loan. Different from the auction, when the investor decides to lend the funds in his hand, Yixin selects the borrower for him from among the loan applicants. The interest rate of the borrower is decided by Yixin according to its credit review, and the profit of the enterprise mainly comes from the service fee. Yixin's model is more like a combination of housing agencies and Taobao. Housing agencies collect housing resources, then contact buyers and charge agency fees after the transaction. The specific operation process is as follows: Yixin will break up the lender's money and make a multi-person loan contract to the lender. When the money reaches the third-party account, the contract will come into effect. Although Yixin does not have a contract between the lender and the borrower, Yixin's third-party account holder acts as the debt transferor for lending and borrowing, that is, the third-party account holder becomes Yixin's lender first, and after Yixin selects the borrower, the third-party account holder transfers the creditor's rights to the real lender. For each borrower recommended by P2P credit service platform, the lender has the right to decide whether to lend to the borrower of Yixin portfolio; The borrower repays the loan every month, the lender can dynamically know the repayment, income and other information of each creditor's right every month, and the lender can get the principal and interest repaid in the second month. Of course, lenders can also choose not to collect money but to continue to look for the next borrower in Yixin. This model was initiated by Yixin. Yixin mode has two main characteristics: Yixin's security system from the perspective of Yixin's operation mode, Yixin has stronger control over borrowers, and lendersThe reason why the logic for creating an object is put into a separate class is that it can be used by multiple clients. And separates the creation and use of objects. However, this design also has many defects. First of all, SimpleFactory is a specific class, so we must program for the implementation, making the system lose its flexibility in this respect. Second, if we add new products, we have to modify the code in SimpleFactory, which violates the opening and closing principle. The above model is also called simple factory. He does not appear in GOF mode, it is more like a programming habit.孤儿马天佑自幼在澳门的修道院长大,得修女康妮悉心照顾,二人关系如同母子。而康修女对天佑的身世亦知之甚长,但一直总不愿告之真相。十九岁那年,天佑决定趁着假期独自跑到香港找寻亲生父母的下落。期间天佑认识了退休医生冯宗,并寄居于冯家作帮佣。几经波折,天佑与王姓一家相认,更初次尝到家庭温暖,及至对王家女儿阿香发生感情,碍于兄妹关系,唯有黯然返回澳门。 康修女得悉天佑的经历及感情上的烦恼,内心挣扎一番,终于向他揭露了一段痛苦的过去。原来天佑的生父乃冯宗之子冯约礼。二十年前,康修女和冯约礼原是一对恋人,康修女的好友容晓梅亦同时爱上冯约礼,且和他发生了关系,康修女得悉后大受刺激,看破红尘。而容晓梅生下天佑后,则难产而死,临终前将儿子交托康修女照顾。 天佑得悉自己身世秘密,对生性风流不羁的父亲颇不接受,后因祖父病重,天佑入住冯家,与父亲接触渐多,开始对父亲有所改观…Yu Ying spent the night with Yi Shang after getting drunk. When he woke up, Yu Ying, who recognized Yi Shang, felt ashamed. When he saw Yi Shang reprimanding himself, Yu Ying told him not to mind his own business. Yi Shang began to have a favorable impression on Ying. Fan Ren was dissatisfied with the rate of Xi who lived in his own home. He happened to find that the medicine he bought for his future son-in-law was intact at home and learned about Yu Ying's breakup with his boyfriend. Young beauty overheard her mother-in-law's call, learned the fact of a healthy divorce, and felt desperate to lose the chance to split up again.如果你相信自己,任何事情都是可能的。本杰明·格拉斯(导演亚伦·费舍尔饰演)拥有强迫症、边缘人格和情感障碍等等缺陷。在埃伦·托兰饰演的角色帮助下,克服障碍最终找到真爱。二十年代的上海,警探唐琅因为掀开了政治黑幕,不得不离开警界。但是他主持正义之心更加坚定,于是在上海成立了第一家私人侦探所。被判终身监禁的杜百龙越狱之后发誓复仇雪恨,法官谢天鸿等人的生命受到了威胁。唐琅在保护谢天鸿的时候,意外地发现当年杜百龙入狱竟然真是一起冤案!从英国学成的年轻女律师黄阙,接到了一份神秘的委托,要她替杜百龙翻案。当她抵达上海,杜百龙已经越狱失踪。黄阙无法找到当事人,自己手中的案宗却成为多方争夺的焦点。唐琅和黄阙这两个素不相识的人,因为发现了杜百龙疑案的谜底,遭到神秘杀手的追杀……兵锋指向,率先策马冲向谷外。