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Generally, they do not participate in the audit and have no contract with the borrower, but only a creditor's rights transfer contract with Yixin's third party. In this way, lenders will have great risks. Therefore, in order to protect the loan safety of the lender, Yixin promised in the contract with the lender that in case the loan is not repaid, Yixin will pay the insurance money withdrawn by the company to compensate all the principal and interest of the lender. This is the biggest guarantee for the lender. Risk control is a powerful guarantee for repayment. Yixin's decentralized loan and monthly repayment system have ensured effective repayment to a greater extent. In addition, Yixin requires a face-to-face meeting when reviewing the borrower. Therefore, Yixin has set up offices in 15 cities, one of its purposes is to meet with instant noodles. In the face-to-face meeting, I personally presented the original of various certificates and asked about the use of the certificates in person, thus better ensuring the authenticity of the borrower. Judging from its strong control over the lending process, Yixin is mainly a way for P2P enterprises to determine the interest rate of borrowers according to their credit rating, so Yixin belongs to composite intermediary P2P. Qingdao Model: Mortgage and Guarantee ModelUnderstand the benefits of using proxies to implement a single-column patternWith the further development of the situation, although Zhao himself still denied all the charges in every possible way, under pressure, Qingzhou University officially dismissed Zhao Minji on the 28th. Zhao Minji's refusal to accept the account completely angered South Korean nationals, and public opinion continued to heat up.The eldest son of the Lins 05方威和板栗都怒道：议个屁和。ChannelIdSecond, the price of Junle Terrace is reasonable. Although it costs 300 more gold than Taigu Terrace (500 gold) with the same durability, it is completely insignificant to the rich businessmen Dajia of our farming faction because it is impossible to repair a lot.